Pilot Loss of Licence Insurance

Pilot Loss of Licence Insurance

This is probably the most important cover that a pilot can have. Pilots are only too aware that some relatively insignificant health problems which would not stop most desk-based employees from working can result in a pilot having their medical certificate to fly being suspended either temporarily or permanently.

Pilot Loss of Licence or Income Protection is designed to replace a pilot’s monthly income while unable to work or provide a lump sum benefit to help if a pilot’s flying career comes to an abrupt end for health reasons. The types of cover Strategic Underwriting offer are permanent loss of licence (lump sum) and temporary loss of licence (monthly benefits) in the event of illness or accident. Most pilots prefer both types of benefit to pay off larger loans plus shorter term monthly expenses.

Strategic Underwriting can also offer ‘top up’ cover to existing group scheme policies or accidental death and disablement benefits. All products are available to both Fixed and Rotary Wing pilots and can be tailored to accommodate Pilot Awards and Enterprise Agreements.

Product wordings

• Loss of Licence
• Income Protection
• Accidental Death and Disablement
• Loss of Training Expenses

The Strategic difference

• Range of cover and waiting period options
• Market leading cover for psychological, alcohol and drugs related illness
• Appetite for all aerial work purpose pilots
• Insurance or reinsurance options available